FA-63735 / Actuarial life tables / Member archive
Double-decrement death and lapse table: Lapses are not removed from the in-force count · case 05
The in-force count only declines by deaths.
Case contract
Input qd, qw (associated single-decrement rates per 100000, equal lengths else 'length mismatch'), timing udd|eoy, radix. UDD in each decrement: q(d)=q'd(1-q'w/2), q(w)=q'w(1-q'd/2). eoy (lapses at year end): q(d)=q'd, q(w)=(1-q'd)q'w. Each year counts are rounded half-up and subtracted from l. Return [[deaths, lapses] per year, final l].
Why this case matters
Life-table arithmetic compounds across ages, so one misplaced index or assumption shifts every downstream value.
One recorded failure
Sample boundary fixtureThis sample comes from the broken implementation of a controlled reproducer.
| Boundary fixture | Actual | Expected | Outcome |
|---|---|---|---|
| udd decrement table 0 | [[[447, 7432], [569, 11016], [774, 10104], [990, 13200], [1301, 9638], [1719, 7741]], 86017] | [[[447, 7432], [523, 10120], [625, 8156], [709, 9459], [794, 5883], [934, 4206]], 42529] | Failed |
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