FA-63047 / Insurance premium rating / Member archive
Schedule rating credits and debits: Later items overwrite earlier items in a category · case 02
Only the last credit or debit in a category counts.
Case contract
Input premium, items [[category, per mille; negative is a credit]], caps {category: max abs per mille}, max_credit, max_debit. Unknown category -> 'unknown category <name>'. Items are summed per category, each category clamped to its cap, the total clamped to [-max_credit, max_debit], and premium*(1000+total)/1000 rounded half-up. Return [total, premium].
Why this case matters
Premium rating engines apply ordered tabular rules where one misplaced boundary or step silently misprices policies.
One recorded failure
Sample boundary fixtureThis sample comes from the broken implementation of a controlled reproducer.
| Boundary fixture | Actual | Expected | Outcome |
|---|---|---|---|
| split credits in one category | [-25, 357364] | [-60, 344535] | Failed |
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