FA-62867 / Insurance premium rating / Member archive

Workers compensation experience modification: Medical-only claims are reduced by 30% instead of to 30% · case 02

Employers with medical-only claims receive a higher mod than the plan allows.

Member previewVariant 2 · 3 implementations · 10 checks per implementation

Case contract

Input expected (cents, >0 else 'invalid expected'), split, weight W (per mille), primary_ratio (per mille of expected that is primary), ballast B, claims [[amount, 'ind'|'med']]. Medical-only claims count at 30%. Each claim splits into primary min(v,split) and excess. mod=(Ap+W*Ae+(1-W)*Ee+B)/(E+B), returned in hundredths rounded half-up.

Why this case matters

Experience rating multiplies manual premium, so a wrong split, weight or reduction shifts an employer's premium.

One recorded failure

Sample boundary fixture

This sample comes from the broken implementation of a controlled reproducer.

Boundary fixture	Actual	Expected	Outcome
mixed claim history 0	`69`	`65`	Failed

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