FAILURE MAP
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FA-61286 / Bond day-count conventions / Open access

Rate conversion across day-count basis and compounding: a continuous source rate is treated as annual effective · case 01

Converting from continuous compounding understates the effective rate.

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ROOT CAUSE

The forward conversion returns r itself for m = 0.

VERIFIED REPAIR

Use e^r - 1 for a continuously compounded source.

Unsuccessful approach: Approximating with daily compounding still differs from continuous compounding.

Case contract

Inputs a nominal rate, from/to day-count year basis (360 or 365), from/to compounding frequency (0 = continuous). First rescale the nominal rate by to_basis/from_basis, then convert compounding through the effective annual rate: EAR = (1+r/m)^m - 1 or e^r - 1; target nominal = m*((1+EAR)^(1/m)-1) or ln(1+EAR). Return rounded to 10 decimals.

Why this case matters

Bond accrual and pricing systems depend on exact day-count arithmetic; a single-day error changes settlement cash.

1 / The failure

Exit 1
"""Failure Map reference implementation. Python standard library only."""
import json
import math
N = 1
observations = []
def solve(rate, from_basis, to_basis, from_comp, to_comp):
    def ear(r, m):
        return r if m == 0 else (1 + r / m) ** m - 1
    def nominal(e, m):
        return math.log(1 + e) if m == 0 else m * ((1 + e) ** (1 / m) - 1)
    scaled = rate * to_basis / from_basis
    return round(nominal(ear(scaled, from_comp), to_comp), 10)
def check(label, actual, expected):
    observations.append({"check": label, "actual": actual, "expected": expected, "passed": actual == expected})
fixtures = [[['regression continuous source 1', [0.001, 360, 360, 0, 4], 0.001000125], ['regression continuous source 2', [0.08, 360, 365, 0, 2], 0.0827783261], ['partial repair probe 1', [0.0475, 365, 360, 0, 1], 0.0479640848], ['partial repair probe 2', [0.15, 365, 365, 0, 0], 0.15], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.0125, 360, 360, 1, 2], 0.0124611797], ['normal control 2', [0.0475, 365, 360, 4, 0], 0.0465770814]], [['regression continuous source 1', [0.001, 365, 360, 0, 4], 0.000986423], ['regression continuous source 2', [0.001, 360, 360, 0, 2], 0.00100025], ['partial repair probe 1', [0.0125, 360, 365, 0, 4], 0.0126937099], ['partial repair probe 2', [0.15, 365, 360, 0, 12], 0.148860956], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.08, 360, 365, 4, 1], 0.0836117618], ['normal control 2', [0.08, 360, 360, 1, 0], 0.0769610411]], [['regression continuous source 1', [0.08, 365, 365, 0, 2], 0.0816215484], ['regression continuous source 2', [0.0125, 365, 360, 0, 12], 0.0123351026], ['partial repair probe 1', [0.08, 360, 365, 0, 12], 0.0813858553], ['partial repair probe 2', [0.03, 365, 365, 0, 2], 0.0302261292], ['boundary control 1', [0.05, 360, 365, 1, 1], 0.0506944444], ['boundary control 2', [0.05, 360, 360, 2, 2], 0.05], ['normal control 1', [0.15, 360, 365, 12, 1], 0.1631451552], ['normal control 2', [0.001, 360, 360, 4, 0], 0.000999875]], [['regression continuous source 1', [0.001, 360, 360, 0, 0], 0.001], ['regression continuous source 2', [0.03, 360, 360, 0, 2], 0.0302261292], ['partial repair probe 1', [0.15, 365, 360, 0, 0], 0.1479452055], ['partial repair probe 2', [0.03, 365, 360, 0, 1], 0.0300311465], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.15, 360, 360, 4, 0], 0.1472558925], ['normal control 2', [0.08, 365, 360, 4, 1], 0.0812696608]], [['regression continuous source 1', [0.0125, 365, 365, 0, 4], 0.0125195516], ['regression continuous source 2', [0.001, 360, 360, 0, 2], 0.00100025], ['partial repair probe 1', [0.08, 360, 365, 0, 0], 0.0811111111], ['partial repair probe 2', [0.03, 365, 365, 0, 0], 0.03], ['boundary control 1', [0.05, 360, 365, 1, 1], 0.0506944444], ['boundary control 2', [0.05, 360, 360, 2, 2], 0.05], ['normal control 1', [0.08, 360, 360, 2, 12], 0.0786983632], ['normal control 2', [0.0125, 360, 365, 4, 1], 0.0127339711]]]
for label, args, expected in fixtures[N-1]:
    check(label, solve(*args), expected)
print(json.dumps({"observations": observations, "passed": all(x["passed"] for x in observations)}, ensure_ascii=False))
raise SystemExit(0 if all(x["passed"] for x in observations) else 1)
Boundary fixtureActualExpectedOutcome
regression continuous source 10.00099962520.001000125Failed
regression continuous source 20.07952986140.0827783261Failed
partial repair probe 10.04684931510.0479640848Failed
partial repair probe 20.13976194240.15Failed
boundary control 10.050.05Passed
boundary control 20.05069444440.0506944444Passed
normal control 10.01246117970.0124611797Passed
normal control 20.04657708140.0465770814Passed

SHA-256 / 269767dc339acbfc25d6eb3a3bd506d85cdf7212c599f1e0134a4a92fd4a7b51

2 / The unsuccessful fix

Exit 1
"""Failure Map reference implementation. Python standard library only."""
import json
import math
N = 1
observations = []
def solve(rate, from_basis, to_basis, from_comp, to_comp):
    def ear(r, m):
        return (1 + r / 365) ** 365 - 1 if m == 0 else (1 + r / m) ** m - 1
    def nominal(e, m):
        return math.log(1 + e) if m == 0 else m * ((1 + e) ** (1 / m) - 1)
    scaled = rate * to_basis / from_basis
    return round(nominal(ear(scaled, from_comp), to_comp), 10)
def check(label, actual, expected):
    observations.append({"check": label, "actual": actual, "expected": expected, "passed": actual == expected})
fixtures = [[['regression continuous source 1', [0.001, 360, 360, 0, 4], 0.001000125], ['regression continuous source 2', [0.08, 360, 365, 0, 2], 0.0827783261], ['partial repair probe 1', [0.0475, 365, 360, 0, 1], 0.0479640848], ['partial repair probe 2', [0.15, 365, 365, 0, 0], 0.15], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.0125, 360, 360, 1, 2], 0.0124611797], ['normal control 2', [0.0475, 365, 360, 4, 0], 0.0465770814]], [['regression continuous source 1', [0.001, 365, 360, 0, 4], 0.000986423], ['regression continuous source 2', [0.001, 360, 360, 0, 2], 0.00100025], ['partial repair probe 1', [0.0125, 360, 365, 0, 4], 0.0126937099], ['partial repair probe 2', [0.15, 365, 360, 0, 12], 0.148860956], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.08, 360, 365, 4, 1], 0.0836117618], ['normal control 2', [0.08, 360, 360, 1, 0], 0.0769610411]], [['regression continuous source 1', [0.08, 365, 365, 0, 2], 0.0816215484], ['regression continuous source 2', [0.0125, 365, 360, 0, 12], 0.0123351026], ['partial repair probe 1', [0.08, 360, 365, 0, 12], 0.0813858553], ['partial repair probe 2', [0.03, 365, 365, 0, 2], 0.0302261292], ['boundary control 1', [0.05, 360, 365, 1, 1], 0.0506944444], ['boundary control 2', [0.05, 360, 360, 2, 2], 0.05], ['normal control 1', [0.15, 360, 365, 12, 1], 0.1631451552], ['normal control 2', [0.001, 360, 360, 4, 0], 0.000999875]], [['regression continuous source 1', [0.001, 360, 360, 0, 0], 0.001], ['regression continuous source 2', [0.03, 360, 360, 0, 2], 0.0302261292], ['partial repair probe 1', [0.15, 365, 360, 0, 0], 0.1479452055], ['partial repair probe 2', [0.03, 365, 360, 0, 1], 0.0300311465], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.15, 360, 360, 4, 0], 0.1472558925], ['normal control 2', [0.08, 365, 360, 4, 1], 0.0812696608]], [['regression continuous source 1', [0.0125, 365, 365, 0, 4], 0.0125195516], ['regression continuous source 2', [0.001, 360, 360, 0, 2], 0.00100025], ['partial repair probe 1', [0.08, 360, 365, 0, 0], 0.0811111111], ['partial repair probe 2', [0.03, 365, 365, 0, 0], 0.03], ['boundary control 1', [0.05, 360, 365, 1, 1], 0.0506944444], ['boundary control 2', [0.05, 360, 360, 2, 2], 0.05], ['normal control 1', [0.08, 360, 360, 2, 12], 0.0786983632], ['normal control 2', [0.0125, 360, 365, 4, 1], 0.0127339711]]]
for label, args, expected in fixtures[N-1]:
    check(label, solve(*args), expected)
print(json.dumps({"observations": observations, "passed": all(x["passed"] for x in observations)}, ensure_ascii=False))
raise SystemExit(0 if all(x["passed"] for x in observations) else 1)
Boundary fixtureActualExpectedOutcome
regression continuous source 10.00100012360.001000125Failed
regression continuous source 20.08276894220.0827783261Failed
partial repair probe 10.04796093420.0479640848Failed
partial repair probe 20.14996918650.15Failed
boundary control 10.050.05Passed
boundary control 20.05069444440.0506944444Passed
normal control 10.01246117970.0124611797Passed
normal control 20.04657708140.0465770814Passed

SHA-256 / 43942f7d41056f9ab8fc20ab64e1fc7fa7b5bf342162c640e83fcb7843e08b1c

3 / The verified repair

Exit 0
"""Failure Map reference implementation. Python standard library only."""
import json
import math
N = 1
observations = []
def solve(rate, from_basis, to_basis, from_comp, to_comp):
    def ear(r, m):
        return math.exp(r) - 1 if m == 0 else (1 + r / m) ** m - 1
    def nominal(e, m):
        return math.log(1 + e) if m == 0 else m * ((1 + e) ** (1 / m) - 1)
    scaled = rate * to_basis / from_basis
    return round(nominal(ear(scaled, from_comp), to_comp), 10)
def check(label, actual, expected):
    observations.append({"check": label, "actual": actual, "expected": expected, "passed": actual == expected})
fixtures = [[['regression continuous source 1', [0.001, 360, 360, 0, 4], 0.001000125], ['regression continuous source 2', [0.08, 360, 365, 0, 2], 0.0827783261], ['partial repair probe 1', [0.0475, 365, 360, 0, 1], 0.0479640848], ['partial repair probe 2', [0.15, 365, 365, 0, 0], 0.15], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.0125, 360, 360, 1, 2], 0.0124611797], ['normal control 2', [0.0475, 365, 360, 4, 0], 0.0465770814]], [['regression continuous source 1', [0.001, 365, 360, 0, 4], 0.000986423], ['regression continuous source 2', [0.001, 360, 360, 0, 2], 0.00100025], ['partial repair probe 1', [0.0125, 360, 365, 0, 4], 0.0126937099], ['partial repair probe 2', [0.15, 365, 360, 0, 12], 0.148860956], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.08, 360, 365, 4, 1], 0.0836117618], ['normal control 2', [0.08, 360, 360, 1, 0], 0.0769610411]], [['regression continuous source 1', [0.08, 365, 365, 0, 2], 0.0816215484], ['regression continuous source 2', [0.0125, 365, 360, 0, 12], 0.0123351026], ['partial repair probe 1', [0.08, 360, 365, 0, 12], 0.0813858553], ['partial repair probe 2', [0.03, 365, 365, 0, 2], 0.0302261292], ['boundary control 1', [0.05, 360, 365, 1, 1], 0.0506944444], ['boundary control 2', [0.05, 360, 360, 2, 2], 0.05], ['normal control 1', [0.15, 360, 365, 12, 1], 0.1631451552], ['normal control 2', [0.001, 360, 360, 4, 0], 0.000999875]], [['regression continuous source 1', [0.001, 360, 360, 0, 0], 0.001], ['regression continuous source 2', [0.03, 360, 360, 0, 2], 0.0302261292], ['partial repair probe 1', [0.15, 365, 360, 0, 0], 0.1479452055], ['partial repair probe 2', [0.03, 365, 360, 0, 1], 0.0300311465], ['boundary control 1', [0.05, 360, 360, 2, 2], 0.05], ['boundary control 2', [0.05, 360, 365, 1, 1], 0.0506944444], ['normal control 1', [0.15, 360, 360, 4, 0], 0.1472558925], ['normal control 2', [0.08, 365, 360, 4, 1], 0.0812696608]], [['regression continuous source 1', [0.0125, 365, 365, 0, 4], 0.0125195516], ['regression continuous source 2', [0.001, 360, 360, 0, 2], 0.00100025], ['partial repair probe 1', [0.08, 360, 365, 0, 0], 0.0811111111], ['partial repair probe 2', [0.03, 365, 365, 0, 0], 0.03], ['boundary control 1', [0.05, 360, 365, 1, 1], 0.0506944444], ['boundary control 2', [0.05, 360, 360, 2, 2], 0.05], ['normal control 1', [0.08, 360, 360, 2, 12], 0.0786983632], ['normal control 2', [0.0125, 360, 365, 4, 1], 0.0127339711]]]
for label, args, expected in fixtures[N-1]:
    check(label, solve(*args), expected)
print(json.dumps({"observations": observations, "passed": all(x["passed"] for x in observations)}, ensure_ascii=False))
raise SystemExit(0 if all(x["passed"] for x in observations) else 1)
Boundary fixtureActualExpectedOutcome
regression continuous source 10.0010001250.001000125Passed
regression continuous source 20.08277832610.0827783261Passed
partial repair probe 10.04796408480.0479640848Passed
partial repair probe 20.150.15Passed
boundary control 10.050.05Passed
boundary control 20.05069444440.0506944444Passed
normal control 10.01246117970.0124611797Passed
normal control 20.04657708140.0465770814Passed

SHA-256 / 5126dc44ea3f9614c6c415d9dc2bf6652e95c819a13e700027dd11fbaf083edf

Verification & scope

A deterministic toy contract stated explicitly in the contract field; no claim of conformance to any published convention text. This reproducer isolates one failure mechanism. Results cover the supplied fixtures. Variants within a family share a test contract and should remain grouped when constructing evaluation splits. Related mechanisms with a shared evaluation_group must also remain together; these controlled models are not independent production incidents.

Observations recorded using Python 3.12.14 at 2026-09-29T14:46:53.817053+00:00.

Case digest / e38369fd51032c6fa195a1b9b2c6aa561d998d35c49969288d5bd1fa20ddd5da